Mortgage Services Based in Belfast | Northern Ireland

Advice & Recommendation

When you’re exploring your mortgage options, it can help to have someone on hand who understands the ins and outs of the mortgage market. It’s a very specialist area, and if it’s not one you know well, it can be complicated to judge which product most completely meets your needs.

At United Mortgages NI we have access to an extensive range of mortgages from across the market and can help you find one that suits your current financial position. We will be able to tell you how much you can borrow and find a potential lender promptly, getting the easy step-by-step process underway. We will setup an initial consultation, at a time that suits you. So don’t worry about finding the time. We work to accommodate your needs!

To begin the process today, please get in touch with our Belfast-based team.

Your home may be repossessed if you do not keep up repayments on your mortgage.

United Mortgages NI is a trading name of Stephen McCarry who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.

mortgage advice


If you’ve come to the end of the preferential rate on your mortgage, then it’s probably time to find a new mortgage! We can help you to remortgage your property.

Think carefully before securing other debts against your home. Consolidating debt may reduce your outgoings now, but you may end up paying more overall. Your home may be repossessed if you do not keep up repayments on your mortgage.


Equity Release

Do you own your home outright? Would you benefit from freeing up some of the equity you’ve accrued?

Equity Release services are referred to a third party. Neither United Mortgages NI nor PRIMIS are responsible for the service received.

A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status. The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate. For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made. This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.

buy to rent

Buy To Let

Rental properties can be an excellent investment, but your returns depend on getting the most affordable mortgage you can. We can help you find a Buy To Let mortgage that meets your needs

Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.


Commercial Mortgages

If you own a business and require a mortgage for your premises, we can help to put you in touch with a highly experienced adviser.

Commercial Mortgages are referred to a third party. Neither United Mortgages NI nor PRIMIS are responsible for the service received. Most of these services are not regulated by the Financial Conduct Authority and may have limited consumer protection.

Experienced Advisers

We have a team of highly experienced and fully qualified mortgage advisers at United Mortgages NI. We will use our knowledge and expertise to provide you with the right advice, including information on repayment or interest only mortgages, as well as interest rates. Whatever your circumstances, whatever your mortgage needs, if there’s a mortgage product that’s suitable for you, we can find it.

Please be aware that by clicking onto the above links you are leaving the United Mortgages NI website. Please note that neither United Mortgages NI nor First Complete Limited are responsible for the accuracy of the information contained within the linked site accessible from this page.

Client Testimonials



23 Mar 2023

"I could not fault United Mortgages NI they set up life insurance for myself and my husband who sadly died a year later we were devastated and if United Mortgages NI hadn’t set up the insurance as efficiently as they did life would of been a lot worse for us. Thankyou once again much appreciated."



13 Mar 2023

"I have been a client for United Mortgages NI for years now. They have provided a fast and extremely effective service. I have recommended them to family and friends alike, they are the best I have found thus far."



27 Feb 2023

"Michael and the team at United Mortgages NI provided an excellent professional service from start to finish. They were always available to answer any query and acted with my interest at heart at all times."



17 Feb 2023

"Michael and Stephen were amazing in helping my partner and I buy our house! They were honest about what we could realistically afford and how the process would work. They were available whenever I had a question or wanted to check something. I would highly recommend United Mortgages NI."



17 Feb 2023

"The level of service and quality of work at United Mortgages NI is outstanding. Michael was recommended to me by friends. From the moment we spoke,Michael knew exactly what I needed. He is extremely professional, knowledgable ,courteous, and is fully abreast of all the products currently available on the market for mortagages. He kept me informed every step of the process. He ensured I got the best mortgage package available to me at the time. Michael made me feel that nothing was too small to discuss, and was always available to talk to. I would have no hesitation in recommending United Mortgages NI. Michael made a stressful period - a lot less stressful with his amazing service. Thanks Michael."

Get In Touch With United Mortgages NI Today 07977 115212