Business Protection Services Based in Belfast | Northern Ireland

Being Prepared Matters

Your business supports you and your employees, and you're proud of what you’ve built together. But what would you do if faced with a serious problem such as the loss of a key member of the team? United Mortgages NI can help you plan ahead so that you’re ready for the unexpected.

We can provide advice and recommendation about products such as ownership protection, key person protection, business loan cover, and relevant life plans. While no business wishes to use these insurances, they’re a sensible precaution in many cases – having the right level of protection in place can make the difference between success and failure of a small business should the worst happen. We’ll help you assess your situation and act accordingly.

To find out more, please contact our team today. We’ll be happy to help.

business protection

Ownership Protection

Ownership protection provides cover in the event of the death or critical illness of a business owner. It ensures the family has funds to survive the loss of income, and that the remaining business owners have money in place to retain control of the business throughout a difficult time.

family insurance

Key Person Protection

Do you have a key employee that is essential to the running of your business? Would it take time and money to get things back on track if they were to pass away or become too ill to work? Key person protection will pay out with a lump sum should you lose a key person.

freelance work

Business Loan Cover

If your business has debts secured on business assets, or even on the owner’s home, then the loss of a key person or owner can put the assets in jeopardy. Business loan cover is designed to repay specific debts should the owner or a key employee die or become critically ill.


Relevant Life Plan

A relevant life plan is a tax-efficient form of life cover that will pay out a lump sum to the family of an employee should they pass away during the term of the policy. This allows even small businesses to provide a ‘death in service’ benefit.

Please contact our team for more information.

Choosing The Right Business Protection

With an extensive range of business protection options, it can be a challenge to choose the products most suitable for your business needs. That’s where we come in. We’ll discuss your situation, how your business operates, and what protection you may already have in place, and then provide you with recommendations. We’ll give you the information you need to make an informed decision.

Client Testimonials



23 Mar 2023

"I could not fault United Mortgages NI they set up life insurance for myself and my husband who sadly died a year later we were devastated and if United Mortgages NI hadn’t set up the insurance as efficiently as they did life would of been a lot worse for us. Thankyou once again much appreciated."



13 Mar 2023

"I have been a client for United Mortgages NI for years now. They have provided a fast and extremely effective service. I have recommended them to family and friends alike, they are the best I have found thus far."



27 Feb 2023

"Michael and the team at United Mortgages NI provided an excellent professional service from start to finish. They were always available to answer any query and acted with my interest at heart at all times."



17 Feb 2023

"Michael and Stephen were amazing in helping my partner and I buy our house! They were honest about what we could realistically afford and how the process would work. They were available whenever I had a question or wanted to check something. I would highly recommend United Mortgages NI."



17 Feb 2023

"The level of service and quality of work at United Mortgages NI is outstanding. Michael was recommended to me by friends. From the moment we spoke,Michael knew exactly what I needed. He is extremely professional, knowledgable ,courteous, and is fully abreast of all the products currently available on the market for mortagages. He kept me informed every step of the process. He ensured I got the best mortgage package available to me at the time. Michael made me feel that nothing was too small to discuss, and was always available to talk to. I would have no hesitation in recommending United Mortgages NI. Michael made a stressful period - a lot less stressful with his amazing service. Thanks Michael."

Get In Touch With United Mortgages NI Today 07977 115212