PROTECT YOUR BUSINESS WITH OUR HELP
BEING PREPARED MATTERS
Your business supports you and your employees, and you're proud of what you’ve built together. But what would you do if faced with a serious problem such as the loss of a key member of the team? United Mortgages can help you plan ahead so that you’re ready for the unexpected.
We can provide advice and recommendation about products such as ownership protection, key person protection, business loan cover, and relevant life plans. While no business wishes to use these insurances, they’re a sensible precaution in many cases – having the right level of protection in place can make the difference between success and failure of a small business should the worst happen. We’ll help you assess your situation and act accordingly.
To find out more, please contact our team today. We’ll be happy to help.

OWNERSHIP PROTECTION
Ownership protection provides cover in the event of the death or critical illness of a business owner. It ensures the family has funds to survive the loss of income, and that the remaining business owners have money in place to retain control of the business throughout a difficult time.

KEY PERSON PROTECTION
Do you have a key employee that is essential to the running of your business? Would it take time and money to get things back on track if they were to pass away or become too ill to work? Key person protection will pay out with a lump sum should you lose a key person.

BUSINESS LOAN COVER
If your business has debts secured on business assets, or even on the owner’s home, then the loss of a key person or owner can put the assets in jeopardy. Business loan cover is designed to repay specific debts should the owner or a key employee die or become critically ill.

RELEVANT LIFE PLAN
A relevant life plan is a tax-efficient form of life cover that will pay out a lump sum to the family of an employee should they pass away during the term of the policy. This allows even small businesses to provide a ‘death in service’ benefit. Please contact our team for more information.
CHOOSING THE RIGHT PROTECTION
With an extensive range of business protection options, it can be a challenge to choose the products most suitable for your business needs. That’s where we come in. We’ll discuss your situation, how your business operates, and what protection you may already have in place, and then provide you with recommendations. We’ll give you the information you need to make an informed decision.